Small Business Checking
Expressly for small businesses with low account activity, this account is ideal for handling daily operations and other basic checking needs. For sole proprietorships and nonprofit organizations, it may be set up to earn interest.
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- $500 minimum opening balance
- Up to a total of 50 deposits and credits per month at no charge; $.30 each thereafter
- Up to 100 deposited items at no charge; $.30 each thereafter
- For non-interest accounts, no service charge if a $500 minimum balance is maintained; otherwise $12 per month
- For interest-bearing accounts, no service charge if a $2,500 minimum balance is maintained; otherwise $12 per month
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Commercial Analysis Checking
If your company generates a high level of activity each month, account analysis provides a way to use your balances to your advantage. The average collected balances in your account are compared to the costs of the commercial services you use. You receive an earnings credit for the balances, which is used to offset service charges.
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- Monthly maintenance fee, $15
- Checks and debits, $.20
- Deposits or other credits, $.48
- Deposited items, $.10
Please see our Schedule of Fees for other service fees that are subject to analysis.
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