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Welcome to Carolina Commerce, a community bank founded by and for the people of Gaston County.
Our mission is to make your banking as simple as it is convenient. That means providing exceptional value through uncomplicated products and unparalleled service. It also means creating
the kind of banking relationship that enables us to anticipate your needs and exceed your expectations.
Simply stated, we want to be the bank you recommend to your friends. A place where you will always
find The Best Banking Under The Sun.
Contact Us if we can help you with any of our products or services.
Checking
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Premium Checking Account
Our most rewarding checking account, Premium Checking pays interest at a rate that actually increases with your balances while providing a number of other exclusive privileges.
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- Personalized custom checks at no charge
- Unlimited non-Carolina Commerce ATM withdrawals at no charge
- No maintenance fee with any of the following:
- $10,000 minimum daily balance in a money market or savings account
- $25,000 minimum balance in any combination of checking, money market, statement savings, CD or IRA accounts
- $50,000 home equity line of credit (line amount, not balance)
- Otherwise, $15 per month
- Free traveler's checks
- Free cashier's checks
- Free 3x5 safe deposit box
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Open any Carolina Commerce checking account with as little as $100, and enjoy the following benefits, all at no charge:
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- A Carolina Commerce Debit Card
- Imaged checks with your statement
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- Online Banking with Bill Pay
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Plus, you may choose the added advantage of Overdraft Protection, a convenient line of credit to prevent accidental overdrafts or to provide an instant loan to fund a special purchase. Regardless of the need, you never pay for it until you use it. Subject to credit approval.
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Senior Checking Account
Designed for customers age 50 and over, this interest-bearing account requires no minimum balance and no monthly service charge.
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- Personalized custom checks at no charge
- Up to 5 non-Carolina Commerce ATM withdrawals at no charge
- Free 3x5 safe deposit box
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Regular Checking Account
For those with basic checking needs, this straightforward account is banking at its simplest.
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- No minimum balance requirements
- No maintenance fee
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